My wife asked me to be careful for the online phishing and the identity theft the other day. I always have a list in my minds. I think I am in good shape.
- Don't shop online without the https encryption
- Don't shop with online store that you are not sure about it
- Don't save your ID and password on your computer.
- Don’t ever use your online banking or log on to your email account in public terminal, like internet cafe.
- Don’t ever use your online banking or log on to your email account in wifi hotspots.
- Don't lend your computer to someone who you don't trust by using Administrator account.
- Don’t use your birthday, your license plate, your street number…etc to be the passwords of important online accounts.
- Don't open any attachment from someone you don't know. Even for people you know, scan every single attachment before you open it.
- Double check the actual destination of the hyperlink from the browser Status bar. When you click www.ebay.com, it might actually bring you to www.phishing_ebay.com
- If you believe your email account has been hacked. Change all online accounts that related to that email account right now.
- If you lost something that might allow people to access your virtual identity. Act it accordingly. Change the password! Freeze the account! Do whatever it works.
- Install and update the latest anti-virus program to protect your privacy.
- Never use your check-card that deducts money directly from your checking account for online shopping.
- Never wire back the balance for an overpaid cashier’s check until you actually receive the actual bills in your hands, not the figure on your bank statement.
- Set a daily limit for the online banking transfer or an alert that email to you,
- Shred everything that has your identities on it before you throw it away.
- Try to stick with one low-credit credit card for all your online shopping.
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